What does the top consumer tier add over $100?
Who actually needs a $200 AI plan
7 plans from 7 of the 13 vendors we track sit in this band, at prices read on each vendor's own pricing or help page on November 6, 2026. Full-time agent users, where the subscription is cheaper than the same work billed at API rates.
The honest part: 1 of these 7 plans publish no number for their main limit — the vendor describes it in words only. We copy the wording rather than invent a figure, so you can see which purchase you would be making blind.
Every plan in this band
| Tool | Plan | Price | Paid yearly | The limit the vendor publishes |
|---|---|---|---|---|
| Google AI (Gemini, Antigravity) | AI Ultra 20x | $199.99/mo | Monthly only | Gemini app usage: 20x the AI Pro limits1 of 6 limits on this plan has no published figure. |
| Amp | Individual Gigawatt | $200/mo | Monthly only | Hosted orb minutes: 480,000 minutes of orbin' time1 of 5 limits on this plan has no published figure. |
| ChatGPT + Codex | Pro ($200) | $200/mo | Monthly only | Codex 5-hour limit: None (vendor: Pro plans currently have no five-hour limit)1 of 5 limits on this plan has no published figure. |
| Claude | Ultra | $200/mo | Monthly only | Weekly usage: 10x the Pro plan's usage every week; separate weekly limit for Fable1 of 8 limits on this plan has no published figure. |
| Cursor | Ultra | $200/mo | $166.67/mo−17% | AI usage: 50x more usage compared to Plus |
| Devin (Windsurf) | Max | $200/mo | Monthly only | Agent usage: Significantly higher quotas than ProNo figure published1 of 2 limits on this plan has no published figure. |
| Kiro | Power | $200/seat/mo | Monthly only | Credits: 10,000 per month |
Every row links to that vendor's full plan page on this site, where each limit is listed with the vendor page it was copied from and the date. Methodology
Paying yearly
1 of the 7 plans here publish a lower monthly price when billed annually. The biggest cut is Cursor Ultra: $166.67 a month instead of $200, 17% off, or $400 over a year. The other 6 charge the same either way, so there is nothing to gain by committing. Each plan page lists the vendor wording the annual figure came from.
The per-seat ones, for a team of five
1 of these are priced per seat, so the sticker price is not the bill. At five seats, paid monthly:
- Kiro Power$1,000 a month for five
Who has nothing at this price
6 of the vendors we track offer no plan in this band, which is itself a useful answer if you were hoping to use one of them at this budget: GitHub Copilot, Replit, Lovable, v0, Bolt, Augment Code.
Next band
Start from the beginning: should you pay at all?·Filter by budget and use case·All 13 vendors, every limit