Is five times the usage worth five times the price?
When a $100 AI plan starts to pay for itself
10 plans from 9 of the 13 vendors we track sit in this band, at prices read on each vendor's own pricing or help page on November 6, 2026. People who hit the $20 plan limit most days, usually coding agents running for hours.
The honest part: every plan here states a figure for its headline limit, which is rare.
Every plan in this band
| Tool | Plan | Price | Paid yearly | The limit the vendor publishes |
|---|---|---|---|---|
| Google AI (Gemini, Antigravity) | AI Ultra 5x | $99.99/mo | Monthly only | Gemini app usage: 5x the AI Pro limits1 of 6 limits on this plan has no published figure. |
| Augment Code | Business | $100/mo | Monthly only | Included usage: $100 per month across LLM, Context Engine and compute |
| ChatGPT + Codex | Pro ($100) | $100/mo | Monthly only | Codex 5-hour limit: None (vendor: Pro plans currently have no five-hour limit)1 of 5 limits on this plan has no published figure. |
| Claude | Max | $100/mo | Monthly only | Session usage: 5x the Pro plan's usage every five hours1 of 8 limits on this plan has no published figure. |
| Cursor | Super | $100/mo | $83.33/mo−17% | AI usage: 15x more usage compared to Plus |
| GitHub Copilot | Max | $100/mo | Monthly only | AI credits: 10,000 base + 10,000 flex = 20,000 credits ($200) |
| Kiro | Pro Max | $100/seat/mo | Monthly only | Credits: 5,000 per month |
| Replit | Pro | $100/mo | $90/mo−10% | Credits: $100 towards most powerful models1 of 8 limits on this plan has no published figure. |
| v0 | Business | $100/seat/mo | Monthly only | Included credits: $30 of included monthly credits per user |
| Claude | Team (premium seat) | $125/seat/mo | $100/mo−20% | Session usage: 6.25x the Pro per-session allowance (5x more than a standard seat)1 of 9 limits on this plan has no published figure. |
Every row links to that vendor's full plan page on this site, where each limit is listed with the vendor page it was copied from and the date. Methodology
Paying yearly
3 of the 10 plans here publish a lower monthly price when billed annually. The biggest cut is Claude Team (premium seat): $100 a month instead of $125, 20% off, or $300 over a year. The other 7 charge the same either way, so there is nothing to gain by committing. Each plan page lists the vendor wording the annual figure came from.
The per-seat ones, for a team of five
3 of these are priced per seat, so the sticker price is not the bill. At five seats, paid monthly:
- Kiro Pro Max$500 a month for five
- v0 Business$500 a month for five
- Claude Team (premium seat)$625 a month for five · 2 to 150 seats
Who has nothing at this price
4 of the vendors we track offer no plan in this band, which is itself a useful answer if you were hoping to use one of them at this budget: Devin (Windsurf), Lovable, Bolt, Amp.
Next band
$20
What $20 a month of AI buys
12 plans from 9 vendors.
$200
Who actually needs a $200 AI plan
7 plans from 7 vendors.
Start from the beginning: should you pay at all?·Filter by budget and use case·All 13 vendors, every limit